A Death has Occurred
If you were present during the final moments in a loved one’s life, then you’ve been fortunate. We believe that while nothing prepares you for being present at the death of a loved one, bearing witness to their passing can bring new insights into your own capacity for selfless love and caring, renewed or intensified bonds with other family members, a new respect for siblings, or a healing of old emotional wounds. It is a priceless gift – but it’s one you may not truly value until much later.
So, Who Do You Call First?
When a death occurs, there are certain details that must be handled and many decisions to make. A single phone call to us is all that is needed – (540) 491-9994.
Our licensed and caring staff will work on your behalf to ensure all requirements are fulfilled and thoroughly explain all your choices, so you can make informed decisions.
Someone is always available when you call. You won’t have to worry about leaving a message with an answering service or waiting for a return call. We are here for you 24-hours a day.
Don’t Forget to Call the Employer
Was your loved one employed? Then, you'll need to call his or her employer immediately, to let them know of the passing, and the resulting change in their staffing arrangements.
At some later point (most likely when the funeral is over), you should ask about the deceased's benefits and any pay, which is owed to them, including vacation or sick time.
Also ask if you or other dependents are still eligible for benefit coverage through the company. And, you might ask whether there is a life insurance policy through the employer, who the beneficiary is, and how to file a claim.
Call the Life Insurance Company
If your loved one had a life insurance policy, locate the related paperwork. Call the agent or the company and ask how to file a claim. Usually the beneficiary (or the beneficiary's guardian, if a minor) must complete the claim forms and related paperwork.
You'll need to submit a certified copy of the death certificate and a claimant's statement to establish proof of claim. Remember to ask about payment options. You may have a choice between receiving a lump sum, and the having the insurance company place the money in an interest-bearing account from which you can write checks.
For more information on what's involved with funeral planning click here or contact us.
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